> ## Documentation Index
> Fetch the complete documentation index at: https://documentation.suby.fi/llms.txt
> Use this file to discover all available pages before exploring further.

# Quickstart

> Accept your first payment in under 5 minutes.

This guide walks you through enabling a payment method, creating a product, and collecting your first payment.

## Before you begin

Make sure you have a Suby account. If not, [sign up here](https://app.suby.fi/).

<Note>
  New accounts go through a quick review before going live. [Learn more about the review process](/v2/docs/merchants/account-review-process).
</Note>

## Step 1: Enable a payment method

Suby supports two payment methods. You can enable one or both.

<CardGroup cols={2}>
  <Card title="Card payments" icon="credit-card">
    Visa, Mastercard, Amex, and all major cards. Higher conversion rates, automatic payouts, supports one-time payments and subscriptions.

    Reviews in 24h: [Apply for card payments](https://app.suby.fi/)
  </Card>

  <Card title="Stablecoins" icon="circle-dollar">
    USDC, USDT, ETH, SOL, and BNB. Go live in minutes, accept worldwide, non-custodial, funds go directly to your wallet.

    Active by default: [Enable stablecoin payments](https://app.suby.fi/)
  </Card>
</CardGroup>

<Frame>
  <img src="https://mintcdn.com/suby/_7khuBgqYog1Ce4L/images/onboarding-2.png?fit=max&auto=format&n=_7khuBgqYog1Ce4L&q=85&s=4051b6e97ee5b0d3b29636e3b7b6a08c" alt="Onboarding 2" width="2922" height="1646" data-path="images/onboarding-2.png" />
</Frame>

## Step 2: Create a product

Everything is configured in one place. From your [dashboard](https://app.suby.fi/), click **Create product** and set up:

* **Name**: what you're selling (e.g. "Pro Plan", "Premium Community", "Design Templates")
* **Billing type**: one-time or recurring (monthly / yearly)
* **Price**: in fiat (USD, EUR...)
* **Integration**: how customers get access after paying (PayLink, API, Discord, or Telegram)

<Tip>
  You can create multiple products with different billing types, prices, and integrations, for example a monthly plan and a yearly plan.
</Tip>

## Step 3: Choose your integration

<Tabs>
  <Tab title="PayLink">
    The fastest way to start and the best option for testing or accepting payments without writing any code. Generate a checkout link and share it anywhere: your website, a Discord message, an email, a bio link.

    1. From your product page, click **Generate PayLink**
    2. Copy the link
    3. Share it: your customers can pay immediately

    <Info>
      PayLinks can be combined with the API for more complex flows: use PayLinks for quick sales and the API for subscription management or custom logic.
    </Info>

    [Learn more about PayLinks](/v2/docs/features/paylinks)
  </Tab>

  <Tab title="API">
    Full control over the checkout experience. Best for SaaS, e-commerce, and digital sellers who need custom checkout flows, webhook-driven access control, or tight backend integration.

    1. Go to **Settings → API Keys** and generate your API key
    2. Authenticate your requests with the key
    3. Call the [Checkout Sessions endpoint](/v2/api-reference/introduction) to create a session

    ```bash theme={null}
        curl -X POST https://api.suby.fi/v1/checkout/sessions \
          -H "Authorization: Bearer YOUR_API_KEY" \
          -H "Content-Type: application/json" \
          -d '{
            "product_id": "prod_xxx",
            "customer_email": "user@example.com",
            "success_url": "https://yourapp.com/success",
            "cancel_url": "https://yourapp.com/cancel"
          }'
    ```

    [Full API reference](/v2/api-reference/introduction)
  </Tab>

  <Tab title="Discord">
    Best for communities and creators who sell access to a Discord server or specific roles. Suby grants and revokes roles automatically when a payment goes through, a subscription renews, or a customer cancels, no manual work required.

    [Full Discord integration guide](/v2/guides/discord/overview)
  </Tab>

  <Tab title="Telegram">
    Best for creators who sell access to a Telegram group or channel. Suby manages access automatically on payment, renewal, and cancellation, no bots to configure manually.

    [Full Telegram integration guide](/v2/guides/telegram/overview)
  </Tab>
</Tabs>

## Step 4: Set up payouts

Before you can receive money, configure where you want to be paid.

1. Go to **Settings → Payouts**
2. Choose your payout method: bank account, Venmo, PayPal, or stablecoins
3. Enter your details and save

<Info>
  Payout fees: +1% for bank and stablecoin payouts. Venmo and PayPal are charged at their standard rates.
</Info>

## You're live

Once your account review is complete, switch to live mode from **Settings → General** and start collecting payments.

<CardGroup cols={2}>
  <Card title="Explore the API" icon="code" href="/v2/api-reference/introduction">
    Endpoints, authentication, webhooks.
  </Card>

  <Card title="Discord integration" icon="discord" href="/v2/guides/discord/overview">
    Gate access to roles and channels automatically.
  </Card>

  <Card title="Telegram integration" icon="paper-plane" href="/v2/guides/telegram/overview">
    Unlock groups and channels on payment.
  </Card>

  <Card title="Contact the team" icon="life-ring" href="https://www.suby.fi/support">
    Reach us on WhatsApp, Telegram, Discord, or email, whatever works for you.
  </Card>
</CardGroup>