> ## Documentation Index
> Fetch the complete documentation index at: https://documentation.suby.fi/llms.txt
> Use this file to discover all available pages before exploring further.

# Custody

> Suby is a non-custodial technology provider and does not provide custody services.

Suby is a non-custodial technology provider. It does not hold, store, or custody funds on behalf of merchants or end users, fiat or crypto.

## What Suby Does Not Do

<CardGroup cols={2}>
  <Card title="No Fund Custody" icon="wallet">
    Suby does not hold or maintain fiat or crypto balances on behalf of merchants or end users at any point in the payment flow.
  </Card>

  <Card title="No Key Control" icon="key">
    Suby does not control private keys, seed phrases, or signing authority for any merchant or end-user wallet.
  </Card>

  <Card title="No Fiduciary Role" icon="scale-balanced">
    Suby does not act as a trustee, custodian, or fiduciary for customer assets. Its role is strictly limited to software and payment orchestration.
  </Card>

  <Card title="No Balance Management" icon="building-columns">
    Suby does not aggregate or pool merchant funds. There are no Suby-held accounts sitting between a payment and its destination.
  </Card>
</CardGroup>

## Where Funds Are Held

<CardGroup cols={2}>
  <Card title="Merchant Self-Custody" icon="user">
    Crypto assets paid directly on-chain are held and controlled by merchants through their own self-custodial wallets. Suby never intermediates these assets.
  </Card>

  <Card title="Licensed Third Parties" icon="building">
    Where fiat settlement is involved, funds are held by Suby's licensed PSP and banking partners in accordance with their respective terms and regulatory frameworks.
  </Card>
</CardGroup>

## Suby's Role

Suby's involvement is strictly limited to software and payment orchestration services, including settlement timing, routing, and batching instructions. These are technical operations performed within merchant-defined configurations and partner-enforced controls.

<Note>
  Suby does not have discretionary authority over funds at any stage. All settlement destinations are determined by merchant configuration and enforced by regulated partners.
</Note>