> ## Documentation Index
> Fetch the complete documentation index at: https://documentation.suby.fi/llms.txt
> Use this file to discover all available pages before exploring further.

# Pay-ins & Payouts

> Supported payment methods and payout options on Suby.

## Pay-ins

Customers can pay using any of the following methods at checkout.

<CardGroup cols={2}>
  <Card title="Credit & Debit Card" icon="credit-card">
    Visa, Mastercard, American Express
  </Card>

  <Card title="Apple Pay" icon="apple">
    Available on supported devices and browsers
  </Card>

  <Card title="Google Pay" icon="google">
    Available on supported devices and browsers
  </Card>

  <Card title="Bank Account" icon="building-columns">
    Direct bank transfer
  </Card>

  <Card title="Stablecoins & Crypto" icon="circle-dollar-to-slot">
    USDC, USDT, ETH, SOL, BNB across multiple networks
  </Card>
</CardGroup>

***

## Payouts

You choose where you want to be paid in **Settings → Payouts**.

<CardGroup cols={2}>
  <Card title="Bank Account" icon="building-columns">
    +1% payout fee
  </Card>

  <Card title="Stablecoins (USDC)" icon="circle-dollar-to-slot">
    Multichain, +1% payout fee
  </Card>
</CardGroup>

***

## Fiat Payout Schedule

<Steps>
  <Step title="Payment captured">
    The customer completes payment at checkout. The transaction is authorized and captured through the card network or bank rail.
  </Step>

  <Step title="Clearing & settlement">
    Funds are cleared through Suby's payment partners: card networks, issuing banks, and acquiring banks.
  </Step>

  <Step title="Payout to your wallet">
    Funds are sent to your configured wallet on your selected network.
  </Step>
</Steps>

<Note>
  Fiat payouts take **3 to 5 business days** after settlement. A minimum balance of **\$10** is required to trigger a payout. Multiple transactions in the same period are grouped into a single payout. Need it faster? [Contact the team](https://www.suby.fi/support).
</Note>

Fiat proceeds are paid out in **USDC** on one of the following networks. Make sure your wallet supports USDC on the network you select.

| Network  | Asset received |
| -------- | -------------- |
| Base     | USDC           |
| Polygon  | USDC           |
| Solana   | USDC           |
| Arbitrum | USDC           |

Your payout network is configured in **Settings → Payouts**.

***

## Crypto Payout Schedule

<Steps>
  <Step title="Wallet connected">
    The customer connects their non-custodial wallet at checkout.
  </Step>

  <Step title="Transaction signed">
    The customer reviews the amount and signs the transaction on-chain.
  </Step>

  <Step title="Instant payout">
    Once the transaction confirms, funds are sent directly to your configured wallet address.
  </Step>
</Steps>

<Note>
  Crypto payouts are non-custodial. Suby never holds your funds. You receive exactly what the customer paid, no auto-conversion, no wrapping.
</Note>

| Network   | Assets you can receive |
| --------- | ---------------------- |
| Ethereum  | USDC, USDT, ETH        |
| Arbitrum  | USDC, ETH              |
| Base      | USDC, ETH              |
| Solana    | USDC, USDT, SOL        |
| BNB Chain | USDC, USDT, BNB        |

***

## Payout History

Track all payouts in **Dashboard → Payouts**. For each payout you can see:

* Status
* Amount
* Destination and method
* Payments included in the payout
* Expected or actual payout date

***

## Setting Up Payouts

<Steps>
  <Step title="Go to Settings">
    Navigate to **Settings → Payouts** in your dashboard.
  </Step>

  <Step title="Choose your method">
    Select your preferred payout method, bank account, USDC wallet, Venmo, or PayPal.
  </Step>

  <Step title="Enter your details">
    Enter your bank details, wallet address, or connected account.
  </Step>

  <Step title="Save">
    All future payouts will be sent to this destination.
  </Step>
</Steps>

***

## FAQ

<AccordionGroup>
  <Accordion title="What is the minimum payout amount?">
    A minimum balance of \$2 is required to trigger a payout. Balances below this threshold carry over to the next payout cycle.
  </Accordion>

  <Accordion title="Can I change my payout method?">
    Yes. Go to **Settings → Payouts** and update your details at any time. Changes apply to the next payout cycle.
  </Accordion>

  <Accordion title="Can I use multiple payout methods?">
    You can configure one primary payout method at a time. To change it, update your settings before the next payout cycle.
  </Accordion>

  <Accordion title="I need payouts faster than 3 to 5 days. Is that possible?">
    Yes. Reach out via [support](https://www.suby.fi/support) and we will see what we can arrange based on your volume and history.
  </Accordion>

  <Accordion title="Why does fiat take longer than crypto?">
    Fiat payments go through multiple intermediaries, card networks, issuing banks, acquiring banks, and processors. Each step takes time. Crypto payments are peer-to-peer on-chain transactions with no intermediaries, which is why they settle almost instantly.
  </Accordion>
</AccordionGroup>