Suby is built for digital-first businesses. Before applying, make sure your business falls within the supported categories below.Documentation Index
Fetch the complete documentation index at: https://documentation.suby.fi/llms.txt
Use this file to discover all available pages before exploring further.
This policy exists to protect merchants, customers, and the integrity of Suby’s payment infrastructure. Accounts that violate this policy may be suspended or restricted without notice.
Supported Businesses
Software and SaaS
Software and SaaS
Web apps and SaaS products, AI tools and APIs, developer tools, trading and analytics tools, bots and automation tools.
Digital Products
Digital Products
Templates and design assets, eBooks and PDFs, code and scripts, courses and educational content, digital downloads.
Premium Content and Access
Premium Content and Access
E-commerce
E-commerce
Physical goods sold online, print-on-demand products, dropshipping stores, branded merchandise, online retail shops.
Online Services
Online Services
Coaching and consulting, premium research and analytics, agency retainers, freelance service packages.
Suby supports businesses with fully digital fulfillment or standard physical goods e-commerce, a transparent value proposition, no deceptive marketing or fake social proof, and reasonable chargeback and refund risk. If you are unsure whether your business qualifies, contact the team before integrating.
Prohibited Businesses
The following categories are not permitted on Suby. This list is not exhaustive, we reserve the right to restrict any account that presents significant compliance, regulatory, fraud, or chargeback risk.Illegal or High-Risk Activities
Illegal or High-Risk Activities
Illegal goods or services of any kind, drugs and controlled substances, age-restricted goods (alcohol, tobacco, vaping products, puffs, nicotine pouches), counterfeit goods, copyright or trademark violations, selling products without the required IP rights or licenses, weapons, ammunition, weapon parts and lethal tactical gear, live animals and products derived from protected species (CITES, ivory, exotic wildlife), kratom, kava, poppers, research chemicals, and unapproved nootropics.
Financial and Regulated Services
Financial and Regulated Services
Gambling, lootboxes, mystery boxes, and random pack openings, sweepstakes, lotteries, and get-rich-quick schemes, unlicensed financial services, securities offerings, investment funds and high-yield investment programs, unregulated trading pools, forex, trading signals, copy-trading, and prop firms, cryptocurrencies, NFTs, tokens, ICOs, and mining-as-a-service, crowdfunding, donation collection, and cash-advance services, gift cards, prepaid cards, e-money, mobile top-ups, and money transfer services, regulated services (real estate, mortgage, lending, legal, banking, debt relief, warranties), telecommunication, IPTV, and eSIM services.
Fraudulent or Deceptive Practices
Fraudulent or Deceptive Practices
Fake testimonials or manufactured social proof, review manipulation platforms, sale of followers, likes, views, comments, or any artificial engagement, selling customer data, scraped data, email lists, and lead databases, cloaking services (IP or API cloaking to bypass bans or rate limits), services designed to circumvent third-party platform restrictions, fake or fraudulent document generators (invoices, payslips, IDs, diplomas, proof of address), homework or essay mills, MLM, pyramid schemes, and IBO schemes, high-ticket coaching or mentoring promising guaranteed income or results.
Harmful or Sensitive Categories
Harmful or Sensitive Categories
Virus, spyware, malware, and parental control apps marketed for covert surveillance, face-swap, deepfake, and face-manipulation tools or services, sexually-oriented or pornographic content of any kind, dating sites and adult companionship services, medical or pharmaceutical advice, pharmacies, pharmaceuticals, and nutraceuticals, weight-loss or muscle-building pharmaceutical products, steroids, SARMs, peptides, and hormones, contact lenses, medical devices, and direct-to-consumer diagnostic tests, occult or esoteric services (psychic readings, spell casting, curse removal, love spells), extremist, hateful, or violence-inciting content, services targeted at minors.
Cybersecurity and Platform Abuse
Cybersecurity and Platform Abuse
Stresser, booter, and DDoS-for-hire services, game cheats, hacks, bots, boosted accounts, and unauthorized in-game currency, sale or rental of social media, streaming, or online accounts, DRM circumvention, SIM unlocking, and jailbreak-as-a-service, VPNs or proxies marketed to bypass sanctions or commit fraud, SMS pumping, OTP bypass, and traffic-inflation services, OSINT or surveillance tools sold for tracking individuals without consent.
Marketplace and Resale Restrictions
Marketplace and Resale Restrictions
Marketplaces where Suby is used to resell other people’s products, dropshipping with delivery times exceeding 30 days, ticket resale and timeshare offers, pre-orders or crowdfunded products that are not yet manufactured or in stock, products for which you do not hold proper IP rights.
Deceptive Billing Practices
Deceptive Billing Practices
Auto-renewing subscriptions without clear and explicit consent (negative option billing), hidden fees or undisclosed recurring charges, misleading free trials that convert without notice, refusal to honor refund or cancellation requests within stated terms.
Excessive Risk
Excessive Risk
Suby may restrict businesses with chargeback rates exceeding 1%, significant compliance or regulatory risk, or that threaten the reputation of Suby or our payment infrastructure partners.
Compliance Requirements
Because Suby embeds a licensed Merchant of Record and works with global payment infrastructure partners, your business must comply with international tax regulations applicable to your jurisdiction, card network rules (Visa and Mastercard policies), and crypto compliance standards.You remain responsible for your own income and corporate tax obligations regardless of Suby’s MoR coverage.
Questions About Your Business Type?
Reach out before integrating if you are unsure whether your use case is supported.

