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Suby charges a single flat fee per transaction. No setup fees, no monthly costs, no hidden charges.

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Card Payments

Card payments are charged a flat fee of 4% + $0.40 per transaction, deducted at payout time.
FeeAmount
Transaction fee4% + $0.40 per transaction
Payout to bank or USDC+1%
Payout to VenmoVenmo standard rates
Payout to PayPalPayPal standard rates
Card fees are deducted at payout time, not at transaction time. Your payout reflects the net amount after fees.

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Crypto Payments

Crypto payments are charged 1.5% per transaction, applied on-chain via smart contract at execution time.
FeeAmount
Transaction fee1.5% per transaction
Payout feeNone, settled instantly wallet-to-wallet
There are no fixed fees on crypto payments. You receive the net amount directly in your wallet the moment the transaction confirms.

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Why Fees Differ

Card payments involve traditional payment networks, issuing banks, and dispute handling, each introducing fixed and variable costs. Crypto payments settle directly on-chain with no intermediaries, which is why the fee structure is simpler and lower overall.

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Fee Visibility

All fees are fully visible in your dashboard, per-transaction breakdowns, net amounts received, and payout-level summaries. Nothing is hidden.